Why Small Businesses should offer Dental and Vision insurance plans to their employees benefits package.

Providing supplemental insurance like dental and vision benefits packages can help employees stay healthier longer. Good dental health promotes a better quality of life and can help prevent oral disease. A routine eye exam can detect the early onset of diseases such as high blood pressure, diabetes, and some forms of cancer. Providing supplemental insurance can increase employee retention and loyalty. With dental and vision insurance access, your employees can enjoy better overall health and save money on their healthcare.

Health insurance is beneficial for your business, too. Enrolling in SHOP allows you to take advantage of the Small Business Health Care Tax Credit, in which the government may reimburse you for up to 50% of the costs you pay toward your employees’ premiums. Your small business qualifies for the tax credit if it: 

Fewer than 25 employees are working full-time or at full-time equivalent.

Has an average employee salary of $56,000 or less. 

Pays at least 50% of full-time employees’ health insurance premiums. 

Offers SHOP coverage to full-time employees.

SHOP plans may not be offered in every county and zip code. Click here to discuss your benefit options for your employees. www.mcmginc.com